Mobile-money-first payment systems, double-entry ledgers, and the compliance groundwork that comes with handling other people's money.
Book a consultationCard-first platforms treat mobile money as a secondary option, which shows in clunky checkout flows and unreliable confirmation. We build the other way around — mobile money first, with an accounting core solid enough to audit.
A standalone payment service provider architecture with a double-entry ledger core, built for organizations that need to process payments on their own infrastructure rather than depend entirely on a third party.
Note: operating as a payment service provider in Zambia falls under the Bank of Zambia's National Payment Systems Act — we factor regulatory requirements into the architecture, but licensing and compliance sign-off remain the operator's responsibility.
See product detailsWe build the technical infrastructure. Regulatory licensing under the Bank of Zambia's National Payment Systems Act sits with the operating entity, and we design the system to support that compliance process.
Integration is scoped per engagement, based on the providers relevant to your customer base.
Every transaction is recorded through a double-entry ledger, so balances are always reconcilable rather than inferred from logs.
Yes — the payment core can run standalone behind an API, or be embedded directly into an existing marketplace or app.